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Home Equity Lines of Credit

Stop dreaming, start renovating
The perfect home is right under your feet, so roll up those sleeves and get ready to uncover it.
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  • HELOCs available for primary residencies and second homes in West Virginia, Virginia, Pennsylvania, and Washington, D.C.

  • Includes single-family homes, townhouses, duplexes, and condominiums

  • Loan amounts up to $500,000

  • MVB will value another institution's appraisal for up to one year

  • 30-year terms include a 10-year draw period with a 20-year repayment period

  • After this introductory period, the APR will be adjusted to the tiered rate

Terms & Rates

30-Year Term: 10-year draw period with 20-year re-payment period.

Introductory Rate of 2.95% APR for first six months*
*Thereafter adjusts to an APR based on the applicable CLTV tier after six months.

CLTV 70% or Less*4.75% APR (as of 11/4/19)Prime
CLTV 70.01% - 80%*5.00% APR (as of 11/4/19)Prime + 0.25%
CLTV 80.01% - 85%*5.25% APR (as of 11/4/19)Prime + 0.50%
CLTV 85.01% - 89.99%*5.75% APR (as of 11/4/19)Prime + 1.00%
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