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Home Equity Lines of Credit

Stop dreaming, start renovating
The perfect home is right under your feet, so roll up those sleeves and get ready to uncover it.

Important Announcement

Due to unprecedented market conditions, we have temporarily suspended accepting new Home Equity Lines of Credit applications. This update does not affect applications that have already been submitted.

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  • HELOCs available for primary residencies and second homes in West Virginia, Virginia, Pennsylvania, and Washington, D.C.

  • Includes single-family homes, townhouses, duplexes, and condominiums

  • Loan amounts up to $500,000

  • MVB will value another institution's appraisal for up to one year

  • 30-year terms include a 10-year draw period with a 20-year repayment period

  • After this introductory period, the APR will be adjusted to the tiered rate

Terms & Rates

30-Year Term: 10-year draw period with 20-year re-payment period.

Introductory Rate of 2.95% APR for first six months*
*Thereafter adjusts to an APR based on the applicable CLTV tier after six months.

CLTV 70% or Less*4.75% APR (as of 11/4/19)Prime
CLTV 70.01% - 80%*5.00% APR (as of 11/4/19)Prime + 0.25%
CLTV 80.01% - 85%*5.25% APR (as of 11/4/19)Prime + 0.50%
CLTV 85.01% - 89.99%*5.75% APR (as of 11/4/19)Prime + 1.00%
Access your funds anytime, anywhere with MVB's mobile and online banking suite.
Discover MVB Digital Banking +
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