MVB Community Reinvestment Act

Investing in our Communities


Team MVB is actively doing good throughout our footprint in West Virginia and Northern Virginia. We do this work because it’s the right thing to do. By helping others, we all win.

Here are just a few things we do well:

  • Flexible, responsive small business loans
  • Small Business Administration loans, including SB 504, SBA 7A, and SBA Express Lending
  • USDA Rural Development loans
  • Leveraging with community development financial institutions like the Natural Capital Investment Fund.
  • New Market Tax Credits, Historical Tax Credits, Low Income Housing Tax Credits, tax incremental financing and municipal bonds.

As an organization and as individuals, we step up to the challenge of bettering the communities we serve. In addition to acting as a hub of financial products and expertise, our team gets involved outside the bank to impact the lives of our neighbors.

We have an entire division dedicated to low-income communities

The MVB Community Development Corporation, a subsidiary of MVB Bank, Inc., is committed to the mission of transforming low-income communities, creating economic opportunities for low-income persons, and financing qualified businesses through the provision of capital investments and lending in a manner that provides a vital impact on the lives of individuals and their communities.

The MVB CDC invests in Historical Tax Credits, Low Income Housing Tax Credits, and tax incremental financing to support community projects.

We provided Home4Good funding to agencies fighting homelessness

Through a partnership with the Federal Home Loan Bank of Pittsburgh and the West Virginia Housing Development fund, MVB helped obtain grants to support six agencies fighting homelessness in Kanawha County.

Over $291,000 in Home4Good funds were awarded to Covenant House, Kanawha Valley Collective, Prestera Center, Rea of Hope, Roark-Sullivan Lifeway Center, and YWCA Sojourner’s Shelter for Homeless Women and Families.

We create lasting economic momentum for our communities

When a devastating flood ravaged the White Sulphur Springs community, MVB’s Community Development Corporation partnered with the Greenbrier County community to bring a unique new business to the area—a cooperage that would craft and sell American White Oak whiskey barrels.

MVB contributed a total of $12.3 million in bridge loans and equipment loans to create the West Virginia Great Barrel Co. Construction of the cooperage immediately created 80 new jobs, and promised many more once it opened for business. The influx of economic activity jumpstarted the region’s recovery process and continues to help the community thrive.

We helped revitalize Clarksburg’s historic Robinson Grand Theater

After a century as North Central West Virginia’s epicenter for arts and entertainment, the Robinson Grand Theater closed its doors in 2004 after waning usage and a lack of upkeep.

When the City of Clarksburg acquired the vacant facility a decade later, MVB stepped in to return the theater to its former glory by securing financing and making a sizable contribution to the project’s $2 million capital campaign. Today, the theater affords guests with one-of-a-kind experiences from local theater productions to performances by celebrated international recording artists.

We make dreams come true for first-time homebuyers

MVB Mortgage participates in the Federal Home Loan Bank of Pittsburgh’s First Front Door Program. The First Front Door Program helps first-time homebuyers finance their purchase by providing a matching grant that goes toward downpayment and closing costs.

We aren’t afraid to get our hands dirty

MVB consistently provides human capital leadership and responds to service opportunities. Over the years, we’ve served on the boards of directors for various non-profit organizations and participated in numerous service efforts from landscaping to building beds for children who need them.

Since 2017, Team MVB has contributed more than 5,900 service hours to nonprofits, schools, and community initiatives.

If you have an idea for a community service project or know of a nonprofit agency that needs assistance, please email

How to View MVB’s CRA Public File

You are entitled to certain information about our operations and our performance under the Community Reinvestment Act (CRA), including, for example, information about our banking centers, such as their location and services provided at them, the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information by contacting Laura Rye, CRA Officer, MVB Financial Corp., 3000 Swiss Pine Way, Morgantown, WV 26501.

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